VA Home Loan Programs and VA Home Loan Options
Sometimes the little differences in loan programs and terms can be subtle but significant. We custom tailor our VA home loan programs to fit your needs. This page provides a general overview of the VA home loan. Contact us to create a VA home loan designed to fit your exact needs, or for any other related questions. For Americas heroes, we are available 24 hours a day / 7 days a week to answer your VA Home Loan Questions! Call Now (888) 833-9363
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| - Click here to contact us for information on other government home loan programs
- Click here to have us order your Certificate of Eligibility
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VA HOME LOAN MORTGAGE ~ Backed by the Veterans Administration and the Federal government. The VA loan program is guaranteed by the Federal government and exclusively offered to United States Military Personnel ONLY. Our VA mortgages offer $0 Down Payment, $0 Closing Costs and $0 Out of pocket. Active duty personnel can use their BAH to pay their VA mortgage / VA loan payments. The maximum VA loan Guarantee varies by locality and will depend on which county the property is in. Currently the maximum VA loan guarantee is $1,094,625.00.
VA Home Loan Facts:
VA loan programs are not credit score driven. However, there are restrictions on who can obtain a VA home loan. VA home loans are made for active duty, retired military, and former military separated from service. In some circumstances, spouses of military may also use the VA home loan benefit. The Military Services that are entitled to the VA home loan benefit are: the United States Army, the United States Navy, the United States Air Force, the United States Marine Corps, and the United States Coast Guard.
To qualify for a VA home loan, you must provide proof of eligibility. If you do not have proof of eligibility, we can help provide it for you (see the link below). If you are service disabled, there are additional special benefits. These can include: a waiver of the VA Funding Fee and a partial discount or waiver of property taxes. Certificate of Eligibility:
In order to use your VA Home Loan Benefit, you must first have your Certificate of Eligibility. If you do not currently have one, simply Click here to have VA Home Loan Centers order your Certificate of Eligibility. Determining Eligibility:
Active Duty: You must have served at least 181 days of continuous active duty (peacetime) or 90 days continuous service (wartime). Prior Service: You must have served at least 181 days of continuous active duty (peacetime) or 90 days continuous service (wartime) and been discharged under other than dishonorable conditions. If you served less than 181 days (peacetime) or 90 days continuous service (wartime) , you may be eligible if discharged for a service connected disability. Note* special circumstances apply for reservists. Call 1-888-833-9363 for more information. Multipule Uses of the Benefit:
You may use the benefit more than once. However, certian restrictions apply. Call 1-888-833-9363 for more information. var gaJsHost = (("https:" == document.location.protocol) ? "https://ssl." : "http://www."); document.write(unescape("%3Cscript xsrc='" + gaJsHost + "google-analytics.com/ga.js' type='text/javascript'%3E%3C/script%3E")); try { var pageTracker = _gat._getTracker("UA-11374246-1"); pageTracker._trackPageview(); } catch(err) {}
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